diff --git a/lib/hooks.lua b/lib/hooks.lua
index 4f395aec..bc4ba7dc 100644
--- a/lib/hooks.lua
+++ b/lib/hooks.lua
@@ -1163,8 +1163,11 @@ function create_card(_type, area, legendary, _rarity, skip_materialize, soulable
         end
 	end
     if card and card.ability and card.ability.consumeable then
-        for i, a in pairs(SMODS.get_card_areas('jokers')) do
-            for _, c in pairs(a.cards) do
+        local _joker_areas = SMODS.get_card_areas('jokers')
+        if _joker_areas then
+            for i, a in pairs(_joker_areas) do
+                if a.cards then
+                    for _, c in pairs(a.cards) do
                 if c.config.center.calculate then
                     local ret = c.config.center:calculate(c, {
                         get_consumable_type = true,
@@ -1183,8 +1186,10 @@ function create_card(_type, area, legendary, _rarity, skip_materialize, soulable
                         break
                     end
                 end
+                end
             end
         end
+        end
     end
     if card and card.ability and card.ability.consumeable then
         SMODS.calculate_context{entr_consumable_created = true, other_card = card}
@@ -2157,14 +2162,19 @@ local add_tagref = add_tag
 function add_tag(_tag, ...)
     if type(_tag) == "table" then
         if not _tag.ability.added_to_deck then
-            for i, v in pairs(SMODS.get_card_areas('jokers')) do
-                for a, card in pairs(v.cards) do
+            local _joker_areas = SMODS.get_card_areas('jokers')
+            if _joker_areas then
+                for i, v in pairs(_joker_areas) do
+                    if v.cards then
+                        for a, card in pairs(v.cards) do
                     local res = card:calculate_joker({tag_create = true, tag = _tag})
                     if res and res.tag then
                         _tag = res.tag
                     end
+                    end
                 end
             end
+            end
         end
         add_tagref(_tag, ...)
         _tag.ability.added_to_deck = true
@@ -3119,13 +3129,18 @@ function Cryptid.get_interest(add_rows)
         local rate = Cryptid.interest_rate()
         local interest = math.min(math.floor(G.GAME.dollars / rate), G.GAME.interest_cap / 5)
         interest = interest * G.GAME.interest_amount
-        for _, a in pairs(SMODS.get_card_areas("jokers")) do
-            for i, c in pairs(a.cards) do
+        local _joker_areas = SMODS.get_card_areas("jokers")
+        if _joker_areas then
+            for _, a in pairs(_joker_areas) do
+                if a.cards then
+                    for i, c in pairs(a.cards) do
                 if c.config.center.cry_calc_interest then
                     interest = c.config.center:cry_calc_interest(c, interest)
                 end
+                end
             end
         end
+        end
         G.GAME.interest_cap = cap
         return interest
     end
@@ -3901,4 +3916,4 @@ function Spectrallib.card_eval_status_text_eq(card, eval_type, amt, percent, dir
         return
     end
     orig_ref(card, eval_type, amt, percent, dir, extra, pref, col, sound, vol, ta)
-end
\ No newline at end of file
+end