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README.md

OnePay

Grok Bot plugin that connects agents to OnePay through OnePay's remote Model Context Protocol server.

Connect Grok to OnePay to better understand your finances. View balances across Banking, Credit Card, Pay Later, Invest, Crypto and OnePay @ Work. Drill into transactions by date, merchant, or category to understand your spending. Monitor your investment portfolio and crypto holdings alongside your cash. Whether you're reviewing last month's budget, analyzing a category of spending, or saving up for your next milestone, OnePay gives Grok real-time access to your data so you can review your financial life in one place.

The same server backs the OnePay listings in the Claude directory and ChatGPT.

Who can use it

  • Grok Bot 0.49 or newer.
  • Not available in Cursor. Cursor must not list or install this plugin.
  • A OnePay account.

MCP

{
  "mcpServers": {
    "onepay": {
      "type": "http",
      "url": "https://mcp.onepay.com"
    }
  }
}

The server is OnePay's hosted MCP (Streamable HTTP, stateless). Sign-in is OAuth 2.1 with PKCE: an unauthenticated request returns 401 with resource_metadata pointing at https://mcp.onepay.com/.well-known/oauth-protected-resource/mcp/v1, the authorization server metadata is at https://mcp.onepay.com/.well-known/oauth-authorization-server, and the user signs in with OnePay and approves the requested scopes on OnePay's consent screen.

Tools

The tools available are decided per account by OnePay. The public read-only set:

Area Tools
Accounts get_user_accounts, get_account_features
Banking get_banking_transactions, get_savings_goals, get_pay_autosave_enrollment
Credit card get_credit_card_summary, get_credit_card_transactions
Credit score get_credit_score, get_credit_score_history, get_credit_score_factors
Pay Later get_pay_later_summary, get_pay_later_transactions
OnePay @ Work get_atwork_earnings, get_atwork_instapay_availability
Invest get_invest_summary, get_invest_transactions
Crypto get_crypto_summary, get_crypto_transactions
Rewards get_rewards_summary, get_rewards_conversion_rates

Routing rule

rules/onepay.mdc (always applied) sends questions about the user's own OnePay accounts to the onepay MCP tools and has the agent discover tools from the server's list.

Try asking

  • Analyze my spending from the past month and build me a budget to help me save.
  • Help me understand how I can increase my credit score.
  • Tell me how my stock and crypto investments are performing.

About this connector

  • Ask about your finances in chat. Balances, transactions, credit, Pay Later, investments, crypto, and rewards from your OnePay accounts.
  • What you share. Signing in grants Grok the OnePay access you approve on OnePay's consent screen.
  • Your credentials stay private. xAI never sees or stores your OnePay credentials.
  • Disconnect anytime. Remove OnePay from the connector on grok.com.

Third-party connectors are not built or maintained by xAI. Use caution when granting access to external services. Review the permissions before connecting. Usage is subject to the xAI Privacy Policy.

License

MIT